🇺🇸 🇮🇳 Built for Non-Resident Indians

Your Wealth.
Two Countries.
One Dashboard.

Track US + India assets, optimize cross-border taxes, plan retirement across jurisdictions, and protect generational wealth — all in one beautiful, intelligent platform.

$1M+

Portfolio Demo

17+

Account types supported

2

Tax jurisdictions

NRI Wealth Dashboard NRI Wealth Accounts NRI Wealth Retirement NRI Wealth AI Advisor

Trusted by NRIs managing assets across

🏦 Chase 🏦 HDFC 📈 Fidelity 📈 Vanguard 🏦 ICICI 🏦 SBI 📈 Schwab
Features

Everything an NRI needs.
Nothing they don't.

Purpose-built for the unique financial complexity of living in the US while holding assets in India.

📊

Unified Net Worth

See US + India assets in one view. Track 11+ account types from 401(k) to NRE/NRO. Auto-converts INR ↔ USD with live exchange rates.

💰

Cross-Border Tax Engine

Year-aware IRS tax brackets, DTAA optimization, FBAR/FATCA compliance alerts, and dual-country tax savings strategies.

📈

Monte Carlo Retirement

1,000-simulation retirement projections with Social Security, RMDs, NRI-specific scenarios, and "Retire in India" toggle.

🤖

AI Financial Advisor

Context-aware AI that understands your portfolio, tax situation, and NRI-specific needs. Answers complex cross-border questions.

📋

Will & Estate Planning

Generate legally-formatted wills for US or India, with beneficiary management, asset allocation, and PDF export.

🔔

Smart Compliance Alerts

12+ dynamic triggers for FBAR deadlines, FATCA thresholds, advance tax installments, TDS certificates, and RMD requirements.

Privacy & Portability

Your Data.
Fully Portable. Offline-Ready.

We believe you should own your financial data. NRI Wealth is built with a focus on privacy and data sovereignty.

📥

Smart Import

Import your existing portfolio via CSV or use our AI-powered document scanner to parse PDF statements locally on your device.

📤

Full Data Export

Export your entire portfolio state — including accounts, transactions, and historical data — into a secure JSON file at any time.

🌐

Offline-First

View and manage your portfolio even without an internet connection. Data is stored locally and syncs only when you're ready.

Mobile Experience

The power of a desktop
in the palm of your hand

A native-feeling experience optimized for high-speed interactions and cross-border complexity.

Dashboard Portfolio Goals Retirement Tax Hub Tax Advantages Succession Action Items Retire Where?
Overview

Unified Net Worth

Your entire financial life in one place. Real-time INR/USD conversion, asset allocation, and family wealth tracking across borders.

Portfolio

Dual-Country Accounts

Connect and track 401(k), IRA, NRE/NRO, and fixed deposits. Every account type an NRI holds is supported natively.

Planning

Dream Tracking

Visualize progress for US college funds or India real estate purchases. Intelligent projections show if you're on track.

Simulations

Monte Carlo Retirement

Simulate thousands of scenarios to ensure your money lasts, whether you retire in the US, India, or split your time.

Compliance

Cross-Border Tax Hub

Estimate dual-country tax liability, track DTAA benefits, and manage FBAR/FATCA thresholds without the headache.

Optimization

Tax Advantages

Uncover hidden savings in both jurisdictions. From Roth conversions to NRI-specific tax-free bonds in India.

Protection

Estate & Succession

Ensure your wealth reaches the next generation. Plan for US trusts and Indian wills with cross-border beneficiary management.

Tasks

Smart Action Items

Never miss a compliance deadline or an optimization opportunity. Personalized tasks keep you ahead of the game.

Decision Engine

Retire Where?

Solve the "India vs USA" dilemma with our Life Factors Matrix. Score healthcare, family, and infrastructure to get a personalized verdict (Lean India, Hybrid, or USA) backed by Portfolio Benefit Analysis.

Cross-Border Benefits

Built for dual-jurisdiction complexity

Every feature understands both US and India financial systems, tax laws, and compliance requirements.

🇺🇸

United States

Full US financial stack support

  • 401(k), IRA, Roth IRA, HSA tracking
  • IRS tax brackets (TY2024 & TY2025)
  • Social Security & Medicare estimation
  • Required Minimum Distributions (RMDs)
  • FBAR & FATCA compliance automation
  • 529 college savings & US estate tax buffer
  • RSU & dual-tax stock option tracking
🇮🇳

India

Deep NRI-specific India support

  • NRE/NRO account management & NRE-FDs
  • DTAA tax treaty & optimization strategies
  • RNOR status (0% tax on foreign income)
  • Section 54/54F property tax exemptions
  • Ancestral property & partition guidance
  • Section 80C/NPS & India-based deductions
  • TDS (Form 15CA/CB) & tax clearance
  • FEMA compliant $1M/year remittance
Transitions

Helping you through life-changing events

We provide the roadmap for the most significant personal and financial shifts in an NRI's life.

🛫

Phased Return Plan

Strategic 5-year roadmap for relocating from the US to India. Manage exploration, transition, and settlement phases with legal and financial precision.

  • RNOR tax window optimization
  • Phased asset liquidation strategy
  • India-ready checklist
🛡️

Legacy Guard

Navigate the loss of a family member with dignity. Our "Time-to-Liquidity" estimator helps you manage inheritance across jurisdictions.

  • Succession certificate roadmap
  • Sibling NOC/Relinquishment deeds
  • Repatriation of inherited funds
🏥

Healthcare Bridge

Compare US Medicare and ACA plans with Indian private healthcare. Plan your pre-65 bridge for early retirement across countries.

  • US vs India cost benchmarks
  • International coverage mapping
  • Medicare Part B/D eligibility
🏡

Ancestral Property Hub

Make data-driven decisions on inherited land. Evaluate "Keep & Rent" vs "Sell & Repatriate" vs "Renovate for Retirement".

  • TDS & LTCG calculators
  • Form 15CA/CB compliance
  • Section 54 tax exemptions
Pricing

Simple, transparent pricing

Start with a demo, upgrade when you need more. No hidden fees. Cancel anytime.

Explorer
$0 /month

Perfect for getting started

  • Up to 5 accounts tracked
  • Unified net worth dashboard
  • Live INR/USD exchange
  • Basic tax calculator
  • 3 AI advisor queries/month
  • Community support
Try Demo
HNI Family Office
$49 /month

For high net worth families

  • Everything in Pro
  • Family member accounts
  • Ancestral property tracking
  • Cross-border estate planning
  • Trust vs. Will advisor
  • Generational wealth timeline
  • PFIC & complex asset support
  • Dedicated advisor access
Contact Sales
Testimonials

Loved by NRIs worldwide

★★★★★

"Finally, a platform that understands I have a 401(k) in the US and mutual funds in India. The unified dashboard saved me hours of spreadsheet tracking."

R
Rajesh K.
Software Architect, Bay Area
★★★★★

"The FBAR compliance alerts alone are worth the subscription. I nearly missed a filing deadline last year — this tool prevents that anxiety entirely."

P
Priya M.
Product Manager, Seattle
★★★★★

"The Monte Carlo retirement sim with the 'Retire in India' toggle is genius. It showed me I could retire 5 years earlier by splitting time between countries."

A
Amit S.
Engineering Director, Austin
FAQ

Frequently asked questions

Is my financial data safe?

Your data is encrypted at rest and in transit using AES-256 and TLS 1.3. We use Google Firebase as our infrastructure provider, which is SOC 2 Type II certified. We never store bank credentials — you manually enter account balances.

Does this replace my financial advisor or CPA?

No. NRI Wealth is a financial intelligence tool that helps you organize, visualize, and plan your cross-border finances. We help you have better conversations with your advisor by providing clear data, but we don't provide personalized financial advice.

What account types do you support?

We support 17+ account types: savings, checking, 401(k), IRA, HSA, brokerage, RSUs, stock options, mutual funds, NRE/NRO accounts, fixed deposits, PPF, EPF, gold bonds, real estate, life insurance, and more.

How is the exchange rate calculated?

We fetch live INR/USD exchange rates from reliable financial APIs and update throughout the day. Your net worth automatically adjusts based on the current rate, and you can toggle between USD and INR display.

Can I try the app before subscribing?

Absolutely! We have a demo mode with sample data so you can explore the full platform before committing. Pro subscribers get a 14-day free trial.

Is the will generation legally binding?

The will template follows standard legal formats for both US and Indian jurisdictions. However, we recommend having the generated document reviewed by a licensed attorney in your state/territory before signing with witnesses.

Ready to take control of your
cross-border wealth?

Join thousands of NRIs who've simplified their financial lives. Explore the demo today.